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If you have a disability or health condition that limits your ability to work, you may qualify for extra financial help from the UK Government.
The Department for Work and Pensions (DWP) provides Employment and Support Allowance (ESA) to millions of people. This benefit can help cover living costs if you’re unable to work, or support you in returning to work if you can. You can apply whether you’re employed, self-employed, or currently unemployed.
Who can claim ESA?
You may be eligible for new-style ESA if:
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You are below state pension age.
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You have a disability or health condition that affects your ability to work.
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You have worked and paid enough National Insurance contributions in the last 2–3 years.
You cannot claim new-style ESA if you already get Jobseeker’s Allowance or Statutory Sick Pay. However, it can be claimed alongside Universal Credit (though your Universal Credit will be reduced by the ESA amount).
According to DWP, 23 categories of health conditions can qualify, including:
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Mental health disorders
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Nervous system diseases
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Musculoskeletal conditions
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Respiratory illnesses
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Circulatory system diseases
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Cancer and blood disorders
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Pregnancy-related conditions
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Injuries and poisoning
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Congenital abnormalities
…and more.
ESA payment rates (from April, with a 6.7% rise)
Single claimants
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Under 25: £71.70 per week
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25 and over: £90.50 per week
Couples
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Both under 18: £71.70
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Both under 18 with a child: £108.30
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Both over 18: £142.25
Premiums (extra payments if eligible)
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Enhanced disability: £20.85 (single), £29.75 (couple)
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Severe disability: £81.50 (single), £163 (couple higher rate)
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Carer: £45.60
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Pensioner rates vary from £79.95 to £190.70 depending on circumstances
Work-related activity component: £35.95
Support group component: £47.70
Payments are made every two weeks. For example, a single person over 25 will receive £181 fortnightly (£362 in a typical four-week period).
You can apply online or by calling 0800 055 6688.
